Closer: A description for the closer job

Jobs In Medicine And Health » Managers And Officials Nec » Finance Insurance And Real Estate Managers And Officials » Closer

Closer: Coordinates closing transactions in real estate company: Receives and deposits escrow monies in established accounts and disburses funds from each account. Reviews closing documents to determine accuracy of information and need for additional documents. Contacts courthouse personnel, buyer and seller, and other real estate personnel to obtain additional information. Confers with legal counsel regarding legal aspects of closing transactions. Calculates pro-rated balances on mortgages, taxes, and fire insurance premiums, as of closing date, and records balances on closing statement form to provide both parties with accurate and complete financial and legal information regarding property ownership transfer transaction. Reviews contract between buyer and seller to ensure seller can convey acceptable property title to prospective buyer. Prepares closing statement for purchase of property, using figures gathered in previous transactions and listing financial settlement between buyer and seller. Compiles figures to determine closing cost of final transaction, including loan, title, appraisal, and other fees included in sale of property. Schedules appointment to complete closing process and to answer any questions regarding procedures. Presides over closing meeting, reviews and explains contract documents and terms of transaction to buyer and seller, and obtains and notarizes signatures that ensure acceptance of agreement. Collects down payment from buyer for deposit in trust fund account. Disburses funds, based on final statement, to pay seller’s debts against property, for example liens, taxes, and assessments. Reviews documents to determine that they have been executed according to regulations and are ready to be recorded. Disburses completed documents to concerned parties to effect transfer of property ownership. May also prepare and type legal documents, contracts, warranty deeds, and deeds of trust. May also notify contract inspection or pest control businesses to perform needed service. May also prepare work assignments and complete closing work schedules to maintain efficient work flow. May also compile statistical reports and keep daily log on closing activities.

Job industry: real estate industry

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